Why March matters
Here’s what’s driving the opportunity this month:
- Dealers are offloading last year’s stock, often at deep discounts, especially on low kilometre demonstrators and high spec trims.
- Finance approvals are moving quickly, so pre-approved buyers can negotiate stronger deals on the spot.
- Quarterly sales targets mean dealers are more flexible than usual. This becomes handy if you have your paperwork ready.
A well structured finance plan can make the upgrade smoother. With repayments that flex around your cashflow (and for businesses, potential tax deductions) it’s a win across the board.
Tradies trading up their old ute or van could also claim instant asset write-offs while enjoying upfront savings. Not bad for one transaction.
EVs – the quiet achievers
EVs aren’t just trendy anymore, they’re making real financial sense. Home charging can cost as little as 3 cents per kilometre, compared to paying more than $2 per litre for fuel.
Several states are still offering EV stamp duty exemptions into 2026 and federal subsidies continue for eligible buyers.
With low running costs and fewer moving parts, EVs are also cheaper to maintain long term.
Flexible loan options mean you can upgrade without early exit penalties or tricky trade in clauses.
For families, that’s less fuss.
For businesses, it’s less downtime.
Time to drive smarter
Running a business?
March can deliver extra mileage on your bottom line.
Green vehicle finance and, for owners who pay themselves a salary, novated leasing may offer tax savings on eligible electric or hybrid vehicles under current FBT concessions.
Imagine a delivery van that helps offset its costs through ongoing fuel savings, while current tax incentives free up more cash to reinvest in your business. Whether you’re a sole trader or managing a growing team, it’s worth reviewing your finance options now rather than later.
Thinking about benefits for your team?
For employees on PAYG, novated leases over eligible EVs can deliver significant tax savings under current FBT exemptions, however the arrangement needs to be set up via salary packaging with you as the employer.
Why act now
It’s rare to see EOFY level discounts and EV incentives overlap, however that’s exactly what’s happening this March.
Stock is moving quickly, and those who walk in pre-approved are often the ones driving away with the best packages.
Whether you’re buying for the family, upgrading your work vehicle or expanding a small fleet – this is your window. A well timed finance approval now could save you thousands over the life of your loan.
Ready to make your next move?
If you’d like to know where you stand, we can help. We’ll work out your borrowing power, structure your finance for flexibility and guide you through the current deals and incentives before they dry up.
It’s not about buying any car – it’s about helping you make your next move smarter, sooner, structured correctly and on your terms.
Let’s talk TODAY before March opportunities vanish.