The end of the financial year (EOFY) is a prime time for Australian car buyers. Dealers across the country roll out their best offers, slash prices and add incentives you simply won’t find at other times.
Whether you’re a first time buyer, upgrading your ride or hunting for a business vehicle, EOFY is your chance to land serious savings – if you know the tricks of the trade.
Why EOFY is the best time to buy
Dealerships are under pressure to hit annual targets and clear old stock before the new financial year rolls in.
This means you’ll find:
- Exclusive discounts
Driveaway pricing, factory bonuses and deposit contributions (sometimes worth up to $20,000 on select models). - Low finance rates
Special EOFY finance deals. Ask us about Nissans and BMWs – our comparison rates making new cars more affordable. - Trade in bonuses
Many dealers offer extra incentives if you trade in your old car, helping you stretch your budget further - Added value
Free servicing, extended warranties, roadside assistance and bonus accessories are often thrown in to sweeten the deal.
EOFY CAR BUYING
What’s on offer in 2025?
Here’s what you can expect from Australian dealerships this EOFY:
- Massive price reductions
Look for savings of up to 30% on last year’s models as dealers clear their stock. - Bonus accessories
Think floor mats, tow bars, roof racks and more. Often included at no extra cost. - Service packages
Some brands are offering up to seven years of free servicing, saving you thousands over the life of your car. - Government incentives
Depending on your state, there may be additional rebates for electric or hybrid vehicles.
Smart finance strategies for EOFY
Don’t just focus on the sticker price. How you finance your car can make a big difference to your bottom line.
Consider:
- Personal car loans vs dealer finance
Compare our rates and terms to find the best deal. Often a personal car loan from a broker can be more flexible and cost effective than what you will achieve at the dealership. - Business buyers
Take advantage of instant asset write-off schemes and tax benefits before 30 June. - Trade in tactics
Have your car valued at multiple dealerships to ensure you’re offered the best trade-in price.
EOFY wins in Australia – some examples
- Sarah traded in her 2018 hatchback and scored a brand new SUV with $15,000 off the driveaway price, plus five years of free servicing.
- James, a small business owner, used the instant asset write-off to claim a new ute as a tax deduction, saving thousands at tax time.
How to make the most of EOFY car deals
- Do your research. Compare deals across brands and dealerships.
- Negotiate. Don’t be afraid to ask for extras or a better price.
- Check finance options. Talk to our finance team to explore all your financing choices.
- Act fast! The best deals disappear quickly as 30 June approaches.
Ready to drive away with a bargain?
If you’re thinking about buying a car this EOFY, now’s the time to act. With unbeatable deals, trade in bonuses and smart finance options, you could save big AND drive away in the car of your dreams.
Want to find out how much you could save? Then reach out to our team today for personalised advice and exclusive EOFY offers.
Good luck!